Complete List of Nigerian Bank USSD Transfer Codes (2025)
  27. August 2025     Admin  

Complete List of Nigerian Bank USSD Transfer Codes (2025)


Nigerian Banks USSD Codes

You don’t need internet to send money or check balances—these **USSD banking codes** work on any mobile phone as long as you dial from your registered line. Use them for transfers, airtime, and more.

Quick Insight: Always confirm you’re dialing from your registered phone number. If a code fails, contact your bank to reactivate USSD service.
Bank USSD Code
Access Bank*901#
EcoBank*326#
Fidelity Bank*770#
First Bank*894#
FCMB*329#
Globus Bank*989#
GTBank*737#
Heritage Bank*745#
Jaiz Bank*773#
Keystone Bank*7111#
Lotus Bank*5045#
Nova Merchant Bank*545#
Opay (via Paycom)*955#
Polaris Bank*833#
Providus Bank*540#
Stanbic IBTC Bank*909#
Standard Chartered Bank*977#
Sterling Bank*822#
SunTrust Bank*5230#
Titan Trust Bank*922#
Union Bank*826#
UBA*919#
Unity Bank*7799#
Wema Bank*945#
Zenith Bank*966#

Final Thoughts

USSD banking is secure and convenient. Always verify the code from your bank before use and beware of fraudsters asking for PINs or personal details.



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