03. December 2025
Admin
Michael & Susan Dell Donate $6.25 Billion to Launch ‘Trump Accounts’ for 25 Million U.S. Kids
Michael and Susan Dell have pledged a historic donation of **$6.25 billion** to fund new investment accounts for children under 10 — part of the new “Trump Accounts” program established under 2025 legislation. Their gift aims to seed accounts for 25 million children who would otherwise be excluded from the government‑funded startup.
Quick Insight:
The Dells’ contribution is among the largest private commitments ever made to support children’s long‑term financial well‑being — designed to give young Americans a head start in education, homeownership or entrepreneurship.
1. What the Donation Covers
• Each qualified child (under 10 and born before the official newborn‑eligibility cutoff) receives a **$250 deposit** into a “Trump Account.”
• The program provides a $1,000 seed from the government for children born starting 2025 — the Dells’ donation fills the gap for older kids.
• Accounts will be invested in index funds and can grow over time; funds become accessible when the child turns 18.
2. Why It’s Significant
• It may help millions of children — especially those from lower‑ and middle‑income households — start with some savings toward education, home purchase, or business.
• Because the donation is private and above typical philanthropic levels, it signals a new model of public‑private support for childhood savings.
• It could prompt other donors and philanthropists to contribute similarly, expanding the reach of the program.
3. What to Watch Out For
• Uptake depends on families actually signing up — parents must activate accounts before benefits take effect.
• For children born before 2025, only the Dells’ $250 applies — not the full $1,000 federal seed.
• Long‑term benefits will depend on how the invested funds perform, and whether families add more contributions over time.
Final Thoughts
The Dells’ $6.25 billion pledge could redefine how American children — especially from underserved communities — get a financial head start. If the “Trump Accounts” are properly implemented and families engage with them, this might become a powerful tool for building generational wealth from a young age.
Tip: For families considering a Trump Account — treat the initial deposit as a starting point. Add small, steady contributions over time to maximize growth potential for future education, home, or business needs.
