How Nigerian Students Can Get Travel Insurance Before Leaving

18. August 2025 Admin

Why Travel Insurance Matters

Whether you're heading abroad for studies, exchange programs, or internships, travel insurance is no longer optional. Many embassies and universities now mandate proof of travel insurance before granting visas or finalizing admissions.

Key Point: Travel insurance protects you from medical emergencies, flight cancellations, loss of luggage, and other unexpected expenses.

Types of Travel Insurance for Students

Medical Coverage: Covers hospital bills, doctor consultations, and emergencies.
Flight & Trip Protection: Reimburses you if flights are delayed, canceled, or missed.
Study Interruption Insurance: Helps if you need to return home unexpectedly due to emergencies.
Luggage & Personal Effects: Compensation for lost or stolen items.

Where to Buy Travel Insurance in Nigeria

You can purchase student-friendly travel insurance plans from:

Local Insurance Providers: Companies like Leadway Assurance, AIICO, and AXA Mansard offer customized student packages.
Banks: Some Nigerian banks partner with international insurers to provide visa-compliant travel cover.
Online Platforms: Websites such as WorldNomads, Allianz, or SafetyWing offer global plans accepted by foreign schools.

Steps to Get Covered Before Departure

Check your destination country’s insurance requirements.
Compare plans online or visit an accredited insurance office.
Ensure the policy covers your entire stay duration, not just your flight period.
Request a certificate of insurance – this is required for visa processing.