15. November 2025 Admin

How Much Is Living in Germany as a Student in 2026?

Germany offers excellent universities with low or no tuition fees, but students still need to budget for living expenses. Here’s a breakdown of typical monthly costs and tips for planning your budget effectively.

Quick Insight: Most students need around €850–€1,200/month to cover rent, food, insurance, transport, and personal expenses.

1. Accommodation

- Shared flats (WG): €300–€600/month depending on city.
- Student dormitories: €250–€400/month.
- Private apartments: €500+ in major cities.

2. Food & Groceries

Cooking at home costs approximately €150–€250 per month.

3. Transportation

Semester tickets often cover public transport. Extra commuting costs typically range from €50–€100/month.

4. Health Insurance

Public student insurance usually costs €110–€130/month, and private plans can vary.

5. Utilities & Essentials

Utilities, phone, internet: €50–€150/month.
Study materials and personal expenses: €100–€200/month.

6. Total Estimated Budget

A typical international student in Germany budgets about €850–€1,200 per month for living costs, depending on city, housing, and lifestyle.

7. Proof of Funds (Visa Requirement)

Students must prove sufficient funds for living expenses, usually around €11,200–€11,900 for one year, to get a student visa.

Tips to Save Money

Choose shared flats or student dorms for lower rent.
Cook meals at home instead of eating out.
Use your semester ticket for transport.
Stick to public health insurance for affordability.
Use student discounts for leisure, food, and activities.

Conclusion

While tuition is low, living expenses in Germany can be significant depending on city and lifestyle. Budgeting around €850–€1,200 per month provides a realistic baseline for students planning their stay in 2026.

Explore More Study Abroad Guides

⚠️ Reminder: Expenses vary by city, housing, and personal lifestyle. Plan carefully to ensure a smooth study experience.

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